01 / POPULAR STARTING POINTS
What SoFi
is best known for.
01
Student loan refinancing
Combines eligible education loans but can forfeit federal benefits.
Explore at SoFi ↗02Home equity
Accesses eligible home equity with property-linked risk and costs.
Explore at SoFi ↗03Personal loans
Unsecured funds for eligible uses such as consolidation or projects.
Explore at SoFi ↗READY FOR CURRENT DETAILS?Open SoFi in a new tab while you keep this checklist handy.
Visit official site ↗02 / THE RIGHT NOW LENS
Who it fits—and
where to pause.
THE FIT
Eligible borrowers comparing digital lending options with a defined use for funds.
THE FRICTION
APR, fees, term, eligibility, loss of federal protections and secured-versus-unsecured risk.
SoFi’s borrowing options solve different problems. Refinancing can change federal-loan benefits, home-equity borrowing puts the home at risk, and personal loans trade flexibility for a fixed obligation. Compare the consequence as closely as the rate.
03 / SAVE THIS LIST
Four checks before
you move.
- 01Compare total repayment, not payment alone
- 02List benefits you may give up
- 03Use funds for a defined purpose
- 04Check prepayment and origination terms
04 / GO TO THE SOURCE
Ready to compare
the current details?
Product availability, prices, eligibility and terms can change. Confirm the current information directly with SoFi before purchasing or applying.
Visit SoFi ↗Partner disclosure: Right Now may earn compensation if you visit or take action. Our editorial framework does not change based on compensation.
