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LendingTree guide: compare offers on equal terms

A borrower’s framework for using a financial marketplace, including mortgage refinance comparisons.

UPDATED OCTOBER 30, 2026US GUIDE
BEST FOR

Consumers who want to compare potential lender options in one process.

WATCH FOR

Contact consent, credit inquiry type, origination fees, APR and lender-specific eligibility.

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01 / POPULAR STARTING POINTS

What LendingTree
is best known for.

READY FOR CURRENT DETAILS?Open LendingTree in a new tab while you keep this checklist handy.
Visit official site ↗

02 / THE RIGHT NOW LENS

Who it fits—and
where to pause.

THE FIT

Consumers who want to compare potential lender options in one process.

THE FRICTION

Contact consent, credit inquiry type, origination fees, APR and lender-specific eligibility.

A marketplace can make comparison easier, but the useful unit is the complete offer: rate, APR, term, fees, payment and lender requirements. More responses are not automatically better responses.

03 / SAVE THIS LIST

Four checks before
you move.

  1. 01Compare APR and total cost
  2. 02Use the same loan amount and term
  3. 03Ask how credit is checked
  4. 04Verify the lender independently

04 / GO TO THE SOURCE

Ready to compare
the current details?

Product availability, prices, eligibility and terms can change. Confirm the current information directly with LendingTree before purchasing or applying.

Visit LendingTree ↗Partner disclosure: Right Now may earn compensation if you visit or take action. Our editorial framework does not change based on compensation.

KEEP COMPARING / MONEY & PROTECTION

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ExperianHow to approach credit reports, scores, monitoring and insurance comparison without confusing information with advice.↗SoFiA consolidated guide to student loan refinancing, home equity and personal loans.↗State FarmA national guide to auto insurance and personalized coverage options through a network of agents.↗